0203 713 4530

First Name: (required)

Surname: (required)

Your Email

Contact telephone number: (required)

Preferred time to ring:

Please type the code below:


Umbrella or Ltd - Which one is right for you?

Carrington Accountancy offers completely unbiased advice to contractors who may need to set up and run a limited or who may need to work through an Umbrella Company.

Carrington Accountancy provide expert services tailored around the client’s individual business needs and their personal aspirations.

Limited Company

PAYE Umbrella



The most tax efficient way of working. Very easy to use, you simply enter your timesheet and expense details and wait to be paid.
Claim a wider range of expenses All tax and NI is deducted before you receive your money, so you will have no further taxes to pay.
Access to the Flat Rate VAT scheme. Ideal for short term contracts.
You keep complete control of your financial affairs meaning you do not have to risk your money with any third party administrator. Ideal for contracts less than £25k per year.
Running your own business isn’t difficult; submit spreadsheets to your accountant – just like umbrella time-sheets and expenses. Good if you are unsure if contracting is for you and you’re really just in between permanent jobs.
Greater opportunity for tax planning than PAYE Umbrella Someone else will be doing all the paperwork.



There is a certain amount of paperwork involved, usually about 10 – 15 minutes per month. Raise your own invoices, make payments & pay your own tax. You will receive a salary that is subject to full PAYE Tax and NI, it’s just like being a permanent member of staff again.
Can be costly if you contract for a very short period of time, then go back to permanent employment. You are reliant on the umbrella company to collect your money from the client or agent and then to pay it on to you.
Not ideal for contracts less than £25k per year.

Need further help? Speak to one of our experts on 0203 713 4530 or email

Meet our team of contracting & umbrella payroll experts ensuring you get paid fast…
Take Home Pay

Complete the form to find out just how much better off you could be with payroll by Carrington Umbrella.

All fields are mandatory

Your Name:

Your Email Address:

Your Telephone Number:

Hourly Rate (£):

Hours (weekly):

Expenses (£ weekly):